Storage · Updated August 30, 2026
Segregated vs Non-Segregated Gold Storage
Storage type affects how physical metals are recorded and held. The labels are simple, but the operational details vary by depository.
Financial information notice: This page is educational, not personalized investment, tax or legal advice. Verify current rules and provider terms before acting.
Key points
- Segregated storage separates identified holdings.
- Non-segregated storage generally holds equivalent fungible metal with others' holdings.
- Fees may differ.
- Distribution procedures can differ.
- Ask for the depository's exact definitions.
Segregated storage
Your specific bars or coins are generally separately identified and held apart according to the facility's procedures. This can be attractive if receiving the same physical items back matters to you.
Non-segregated storage
Equivalent items may be pooled operationally while ownership remains recorded. For common bullion, this can lower storage cost, but the exact process should be confirmed with the facility.
What matters most
Ask how assets are titled, audited, insured and released. Those operational details matter more than the marketing label alone.
Where to go next
Continue with the Storage resource center, or review our Gold IRA company due-diligence framework.